No Deposit Home Loans

If you’ve been renting, living with family or sharing a house with mates, chances are you’ve been thinking about getting into your own home for some time. So what’s been holding you back? First home buyers are often unable to save the hefty deposits required by banks and most young people have had some trouble with keeping their credit cards in check.

No Deposit?

Imagine getting a bank loan without a deposit. Yes, you read that correctly: zero, zilch, nil, nought, nada deposit.

At SmoothStart our experienced first home financial brokers have a range of options designed to get you into your first home. Our No deposit home loans eliminate this hurdle so you will be able to buy your home quicker.

Don’t forget, the First Home Owner Grant has increased to $10,000, allowing you to own your own home even quicker.

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Poor Credit Rating?

Still paying off your HECS debt? Or did your shoe fetish result in a few late repayments on the credit card?

Getting a home loan is difficult enough without the major banks putting you through the wringer. Unfortunately, they will always look at your credit history and rating when deciding whether to approve your home loan application. Getting a grasp of your financial situation can be overwhelming at times. This is where we step in. If you have a poor credit rating and want the best chance of getting your home loan approved, it’s a good idea to talk to a SmoothStart first home finance broker. Our brokers will show you how your application will be assessed and can provide a number of options if bad credit has held you back.

Find out today if we can help you out by filling out the enquiry form on the right.